Place a skillet on the stove over medium-low heat.
Spray the skillet with oil or add a little olive oil or coconut oil to the skillet.
Whisk dry ingredients together (Almond flour, Tapioca flour, Coconut flour, Pumpkin spice, Cinnamon, Baking soda, Salt).
In a separate bowl, mash or blend pumpkin puree and banana together.
In a separate bowl, whisk eggs together.
Add pumpkin puree and banana, eggs, milk, apple cider vinegar, and vanilla to dry ingredients and mix well.
When the oil is hot (to test, drip a drop of water in and see if it sizzles), add pumpkin pancake batter to the skillet. Use 2-3 tablespoons per pancake, spreading it out a little into a circle.
Place the lid over the skillet and cook for 2 minutes on each side, carefully flipping in between. Make sure you put the lid back on after flipping!
Garnish with coconut whipped cream and chopped walnuts, and enjoy!